Payments are the foundation, credit is the next revolution, says NPCI’s Sohini Rajola

India’s digital payments boom is setting the stage for a credit revolution, with NPCI’s UPI creating new opportunities for banks and fintechs to deliver credit seamlessly at the point of sale, while card networks like Visa continue to thrive on security and consumer choice.

Payments are the foundation, credit is the next revolution, says NPCI’s Sohini Rajola
India’s digital payments boom is setting the stage for a credit revolution, with NPCI’s UPI creating new opportunities for banks and fintechs to deliver credit seamlessly at the point of sale, while card networks like Visa continue to thrive on security and consumer choice.

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