Indians are taking more retail loans: Consumer loans jump to 55% of household borrowings in H1 FY26

While household indebtedness has climbed to 41.3% of GDP, surpassing the five-year average, the RBI’s Financial Stability Report suggests resilience, as a higher share of ‘prime’ borrowers drives this growth.

Indians are taking more retail loans: Consumer loans jump to 55% of household borrowings in H1 FY26
While household indebtedness has climbed to 41.3% of GDP, surpassing the five-year average, the RBI’s Financial Stability Report suggests resilience, as a higher share of ‘prime’ borrowers drives this growth.

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