Rs 1 lakh monthly SIP at 24: Is your portfolio over-diversified; are you missing an Emergency Fund?
A 24-year-old salaried professional investing Rs 1 lakh monthly through 10 SIPs — along with a gold accumulation plan — faces a classic early-career dilemma: growth versus structure. With no formal emergency fund and exposure across multiple fund categories, the bigger question is whether consolidation and prioritisation should come before further aggression.
A 24-year-old salaried professional investing Rs 1 lakh monthly through 10 SIPs — along with a gold accumulation plan — faces a classic early-career dilemma: growth versus structure. With no formal emergency fund and exposure across multiple fund categories, the bigger question is whether consolidation and prioritisation should come before further aggression.
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