Rate cut windfall: Should you reduce EMI or tenure

A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenure—one choice offers comfort, the other can save lakhs.

Rate cut windfall: Should you reduce EMI or tenure
A 0.25% rate cut may look negligible, but the real gains depend on whether borrowers reduce EMIs or shorten tenure—one choice offers comfort, the other can save lakhs.

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